Making Homeownership Possible.
Homeownership is something we should all have access to. We are on a mission to help families turn their dream of homeownership into reality.
First or second home purchase, we got all the bases covered.
Kids going to school or looking to pay off some lingering bills?
Home repairs, a new roof, or a dream garden? Know your options.
Not your ordinary lender.
Everyone has different needs. Every situation is unique, and our team is ready to help.
Whether it’s your first home or you're looking to refinance and build your dream kitchen out, we have solutions to meet your needs. Learn more about our programs below.
Meet the Team
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Miguel Rubio
Broker/Owner
NMLS #223313 DRE #01844476
(831)235-3850
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Felix M. Reyes
Loan Originator
NMLS #1836755 DRE #02120750
(831)776-6337
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Jose M. Hernandez
Broker Associate
NMLS #1541295 DRE #02019446
(408)409-0311
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Brandon Ruiz
Loan Originator
NMLS #2344526 DRE #02213701
(408)836-8104
Let’s meet
Our office is conveniently located in Salinas, CA. Can’t make it into the office? No worries – we’ve got you covered, we’ll come to you.
“My family worked with Miguel Rubio on a home refinance and we were more than happy. He is professional, shows attention to detail, and truly has his clients’ best interests. Miguel Rubio is the only one I would go to for a mortgage or home loan in Salinas.”
— Lorenzo Gutierrez, Salinas, CA