Our Programs.

FHA Loan

To qualify for an FHA Loan mortgage, only a 3.5% down payment is required of the total purchase value.

KEY BENEFITS

• No Overlays: We underwrite based on FHA guidelines

• Low Down Payments: 3.5% for 640+ credit scores

• High DTI OK: 56.9% max DTI with 640+credit score

Conventional

Ideal for First-time Homebuyers and for those with a good credit score, but lack enough money for a down payment.

KEY BENEFITS

• Low Down Payments: 3% down for 620+ Fico

• High DTI OK: 50% Max DU and 45% Max LP

FHA 203K

The FHA 203k Rehabilitation Loan Product is a mortgage loan insured by FHA. This loan lets you make home improvements on an old house that needs repairs or completely reconstruct an unlivable property.

KEY BENEFITS

• No Overlays: We will underwrite based on FHA Guidelines.

• Low Down Payment: 3.5% down payment for 640+ FICO, 10% down payment for 580+FICO.

• High DTI OK: Max DTI of 55% for 640+ FICO. Only for primary residences.

VA Loan

VA Loans are designed to help service members and Veterans obtain financing at very reasonable rates. Our loan offers financing up to 100% of the home’s value with no maximum loan limit.

KEY BENEFITS

• Only for military borrowers

• Credit scores 600+

• No mortgage insurance required